Dive Brief:

• Lincoln Financial Group's recent special report on non-medical employee benefits found that 88% of respondents are optimistic about their future and 75% say they are "in control" of their lives.
• Despite these positive general statistics, fewer than one in five respondents feel very secure about their financial future, and only 18% feel very confident they could cover their current expenses in the event of a major injury or illness.
• The results underscore the need for non-medical workplace benefit products – including disability insurance, dental insurance, accident insurance, critical illness insurance and life insurance.

Dive Insight:

Eric Reisenwitz, senior vice president of group protection operations and product for Lincoln Financial Group, says encouraging enrollment and providing education surrounding non-medical benefits can better prepare employees for unexpected expenses that arise from an illness or injury down the road.

"These products help bridge the gap between current confidence and future concern in covering health care expenses – ultimately improving employee optimism," he says.